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Chapter 13 Bankruptcy
Attorney in Fresno, CA

Even if you make a lot of money, it’s easy to accumulate a lot of debt. If you have a
significant income or are looking to protect your valuable property, Chapter 13
bankruptcy may be your best option. Law Office of Griselda Torres can assist you in
filing a Chapter 13 bankruptcy. We’ve helped many individuals file Chapter 13 to get
their debts under control and their lives back in order. If Chapter 13 is not right for you,
we can discuss other options. Find out more about Chapter 13 bankruptcy and get in
touch with us to schedule your consultation.

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What Chapter 13 Can Do for You

Filing for Chapter 13 bankruptcy allows you to resolve your serious debt issues without needing to have your personal assets liquidated to repay your creditors. This means you’ll be able to keep your property and belongings, but you’ll still pay back what you owe through a repayment play. Your discretionary income will be paid to your creditors over a time frame of three to five years, and then your debts will be settled. Although you still have to pay your creditors each month, you’ll pay less and won’t have to give up anything you own.

Is Chapter 13 Bankruptcy Right for You?

Chapter 13 bankruptcy is not right for everyone. There are debt limits on secured debts
and unsecured debts. You’ll need to prove that you have a steady income and can
afford your monthly household obligations as well as a repayment plan. Only an
individual can file for Chapter 13, so you cannot use this option for your business. Filing
and completing your Chapter 13 bankruptcy can be quite complicated, but you can
count on our experienced legal team to help you every step of the way.

Helping Clients Rebuild Their
Lives One Case at a Time