Chapter 7 Bankruptcy Attorney in Fresno, CA
Being in debt is a horrible feeling. Once it begins to pile up, you may feel like you’ll never escape it. Law Office of Griselda Torres is a Chapter 7 bankruptcy lawyer in Fresno, CA. Our legal team is here to help you get your life back. We know debt can be nearly impossible to pay off at times. The good news is that you have options. Filing personal bankruptcy is a form of debt relief designed to help ease your financial burden. If Chapter 7 is not right for you, you may want to consider Chapter 13 Bankruptcy or settling your credit card debt. Learn more about the various bankruptcy and debt settlement options and schedule a consultation today.
What Chapter 7 Can Do for You
Designed to wipe out your unsecured debts, including your credit cards and medical bills, Chapter 7 bankruptcy is the most common type of personal bankruptcy for individuals. After filing, you’ll likely be able to keep most of your property. Bankruptcy can give you a fresh start so you can start over and get your finances in order. Learn more about the benefits:
- As soon as you file, you have automatic stay protection, banning creditors from most collection actions.
- Your future wages are protected, and creditors cannot come after them.
- You have permanent protection, as most creditors cannot come after you following discharge.
- You get to keep most of your personal property, including cars, furniture, clothes, and more.
Is Chapter 7 Bankruptcy Right for You?
Our attorneys can determine if you qualify for Chapter 7 bankruptcy through a means test. Many people qualify for Chapter 7. Even if you have a significant monthly income, you may still be eligible if you have a lot of expenses. We can perform a means test to find out if you qualify to file Chapter 7. If not, Chapter 13 may still be an option for you.